Best Tips to Improve Your Credit Score
No matter your financial situation, you can always improve your credit score. I received this question from a Money Girl podcast listener named Keegan G.: “I have 2 credit cards with a total of $2,000 in available credit. I heard your advice about how to improve your credit score by managing your credit utilization ratio, and have kept my balances below 30% for the past...
Read MoreIt’s Time to Get Your Free Credit Score (Without Hurting Your Credit)
Are you worried that getting your credit score or pulling your credit report will actually hurt your credit? Don’t, because this is a huge misconception! Checking up on your credit file or credit score never jeopardizes your credit. That’s because it’s considered a “soft inquiry.” No matter how many soft inquiries you have, they don’t count...
Read MoreShould I Cancel a Credit Card? (VIDEO)
Laura gives 5 important tips you should know before canceling a credit card. Should I Cancel a Credit Card? – YouTube Many people mistakenly believe that the best way to raise your credit score is to get rid of your credit cards. But that can backfire because you need available credit in order to boost your score. Here are 5 tips you should know about closing a credit card: #1 —...
Read MoreHow to Build Your Credit Score (VIDEO)
Laura gives 4 tips to raise your credit score fast. How to Build Your Credit Score – YouTube Building credit is easy when you understand a few simple rules. You can’t get perfect credit overnight, but as you accumulate a good history on your credit report, your score will rise. Then you’ll get the benefits that come with having good or excellent credit, like: • credit cards with...
Read MoreHow to Buy Real Estate (VIDEO)
Laura gives 6 tips for smart ways to buy real estate. How to Buy Real Estate – YouTube The decision to become a homeowner should never be taken lightly. Not only is the mortgage a huge responsibility, but you have to factor in property taxes, insurance, private mortgage insurance (PMI), and ongoing maintenance into your budget. Here are 6 tips to make sure buying real estate is a smart...
Read MoreLearn How to Raise Your Credit Score IQ
If your’re like most, you want to raise your credit score so you qualify for low-interest loans and save money on insurance, utility deposits, and other services. But when this credit quiz was given to a sample of 1,000 Americans, the results revealed the disconnect … In order to improve your credit scores, first you have to understand how credit scores really work. Test your...
Read MoreCredit Score FAQ (VIDEO)
One of the most common questions that I receive from blog readers and Money Girl podcast listeners is about credit reports and credit scores. Watch the 13-minute video that answers the top 20 questions–or read the questions and answers that are posted below it. If you have additional questions that I don’t address, be sure to submit them as a comment or post them on my Facebook...
Read MoreHow to Increase Your Credit Score in 7 Steps
In 7 Steps to Raise Your Credit Score, I offer solid steps or rules to follow that will help you maintain a good score or pull up a low one. Even if you don’t like the idea of being graded on your credit, the reality is that your credit score has a surprisingly far-reaching effect on your financial life. Not only does your score affect your ability to get a loan or credit card, but it...
Read MoreInterview on Moms Making a Million Radio Show
I was a guest recently on the Moms Making a Million internet radio show on BlogTalkRadio. We chatted about a variety of personal finance topics including what small financial changes can yield big results, the obstacles to building wealth, how a novice investor can easily get started, how to maintain a good credit score or increase a poor one, and more. Click the play button below to hear me on...
Read MoreHow to Get the Best Mortgage
If you’ve been thinking about buying a new home or refinancing one, trying to figure out which type of mortgage to get might have your head spinning. There are lots and lots of different mortgage products out there. This week on Money Girl I cut through the mortgage clutter and boil it down to what you really need to know. You’ll learn about the 2 basic types of mortgages and find out...
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