While credit cards often get a bad rap, they’re powerful tools that can improve your financial life. Yes, mismanaging them can hurt you, but the upsides to using cards responsibly are terrific. They help you build credit, ... Continue Reading
No matter your financial situation, you can always build credit from scratch or rebuild a score that dropped. Use these three tips to improve your credit score: 1. Cut your credit utilization ratio. A key factor that ... Continue Reading
Are you worried that getting your free credit score or reviewing your credit report hurts your credit? Don’t, because it doesn’t! Checking up on your credit file or credit score never jeopardizes your credit. That’s ... Continue Reading
No matter how good you are at managing money, you've probably let a bill due date fall through the cracks, at least once. Whether a late payment occurs because you forgot to send it on time or didn't have the funds, being ... Continue Reading
You probably know that having great credit lifts your finances like hot air in a balloon. It allows you to borrow at low interest rates, which saves huge amounts of interest on loans and credit cards. Additionally, having ... Continue Reading
If you signed up for a free credit score using a site like Credit Karma, you’ve probably noticed something a little strange: Your free credit scores are different than your FICO scores. What gives? Most free sites offer ... Continue Reading
Laura gives 4 tips to raise your credit score fast. Watch "How to Build Your Credit Score" video on YouTube Building credit is easy when you understand a few simple rules. You can’t get perfect credit overnight, but ... Continue Reading
If you're like most, you want to raise your credit score so you qualify for low-interest loans and save money on insurance, utility deposits, and other services. But when this credit quiz was given to a sample of 1,000 ... Continue Reading
ORDER “Money-Smart Solopreneur: A Personal Finance System for Freelancers, Entrepreneurs, and Side-Hustlers"
Laura's new guide shows you what to do, critical mistakes to avoid, and ways to start and build your solo business without taking too much risk.