While credit cards often get a bad rap, they’re powerful tools that can improve your financial life. Yes, mismanaging them can hurt you, but the upsides to using cards responsibly are terrific. They help you build credit, ... Continue Reading
Credit Score
Your credit score is a pillar of your financial life. Not only does credit history affect the interest rate you pay for credit accounts, but it also influences your insurance premiums, whether you can rent a home, and whether you get hired by a potential employer.
3 Best Tips to Improve Your Credit Score
No matter your financial situation, you can always build credit from scratch or rebuild a score that dropped. Use these three tips to improve your credit score: 1. Cut your credit utilization ratio. A key factor that ... Continue Reading
It’s Time to Get Your Free Credit Score (Without Hurting Your Credit)
Are you worried that getting your free credit score or reviewing your credit report hurts your credit? Don’t, because it doesn’t! Checking up on your credit file or credit score never jeopardizes your credit. That’s ... Continue Reading
5 Ways to Minimize Credit Damage After a Late Payment
No matter how good you are at managing money, you've probably let a bill due date fall through the cracks, at least once. Whether a late payment occurs because you forgot to send it on time or didn't have the funds, being ... Continue Reading
10 Factors That Don’t Affect Your Credit Scores
You probably know that having great credit lifts your finances like hot air in a balloon. It allows you to borrow at low interest rates, which saves huge amounts of interest on loans and credit cards. Additionally, having ... Continue Reading
FICO vs. VantageScore Credit Score–What’s the Big Difference?
If you signed up for a free credit score using a site like Credit Karma, you’ve probably noticed something a little strange: Your free credit scores are different than your FICO scores. What gives? Most free sites offer ... Continue Reading
How to Build Your Credit Score (VIDEO)
Laura gives 4 tips to raise your credit score fast. Watch "How to Build Your Credit Score" video on YouTube Building credit is easy when you understand a few simple rules. You can’t get perfect credit overnight, but ... Continue Reading
Learn How to Raise Your Credit Score IQ
If you're like most, you want to raise your credit score so you qualify for low-interest loans and save money on insurance, utility deposits, and other services. But when this credit quiz was given to a sample of 1,000 ... Continue Reading
ORDER “Money-Smart Solopreneur: A Personal Finance System for Freelancers, Entrepreneurs, and Side-Hustlers"
Laura's new guide shows you what to do, critical mistakes to avoid, and ways to start and build your solo business without taking too much risk.