A previous coworker and friend I’ll call Karen once asked me, “How will we ever pay off my father-in-law’s debt?” She confided that her in-law’s health was deteriorating and his growing debt balance was keeping her awake at ... Continue Reading
Debt & Loans
Borrowing money can help you achieve financial goals, like owning a home, going to college, starting a business, or building credit. But be mindful about how much debt is too much, the fastest ways to pay it off, and how to pay as little interest as possible, so you borrow responsibly.
Money Tips for Graduates Who Want to Be Millionaires
Life as a graduate is like a breath of fresh air. No more grueling exams, assignment deadlines or inconsiderate roommates. It's a new beginning when you can finally live on your own terms. Though you're just starting ... Continue Reading
4 Ways to Financially Plan for the Unexpected
Most people know what it’s like to get caught without enough cash in the bank or to lose sleep about a growing credit card balance. By then you’re feeling stressed and perhaps uncertain about how you’ll get your finances back ... Continue Reading
Should You Refinance Your Student Loans?
Whether you should refinance your student loans is a hot topic. They're now the second largest type of debt behind mortgages, with $1.25 trillion outstanding. The average student loan balance is about $37,000 per ... Continue Reading
Should You Pay Down Debt or Invest?
Most people feel uncomfortable about having debt and want to get rid of it as soon as possible. Believe me, I’m a huge proponent of living a debt-free life. However, it's also important to consider whether you should pay ... Continue Reading
Pay Lower Interest Rates on Debt and Save Money
No one should pay more interest for their debt than they absolutely have to. If you can't pay off debt using your existing assets, the next best option is to exchange it for lower interest rates until you can pay it ... Continue Reading
Best Mortgage Company to Shop Your Home Loan
When it comes to saving money, it's critical to shop the best mortgage company for a low-rate mortgage or refinance. A home loan is typically the largest debt you'll ever have, therefore there's a lot at stake--especially ... Continue Reading
How to Get Rid of Your Mortgage PMI
There's a lot of confusion about how to get rid of private mortgage insurance or PMI. Many homeowners overpay PMI for years because they don't understand the rules for canceling it. On a $200,000 mortgage your PMI could ... Continue Reading
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