A previous coworker and friend I’ll call Karen once asked me, “How will we ever pay off my father-in-law’s debt?” She confided that her in-law’s health was deteriorating and his growing debt balance was keeping her awake at ... Continue Reading
Life as a graduate is like a breath of fresh air. No more grueling exams, assignment deadlines or inconsiderate roommates. It's a new beginning when you can finally live on your own terms. Though you're just starting ... Continue Reading
Most people know what it’s like to get caught without enough cash in the bank or to lose sleep about a growing credit card balance. By then you’re feeling stressed and perhaps uncertain about how you’ll get your finances back ... Continue Reading
Whether you should refinance your student loans is a hot topic. They're now the second largest type of debt behind mortgages, with $1.25 trillion outstanding. The average student loan balance is about $37,000 per ... Continue Reading
Most people feel uncomfortable about having debt and want to get rid of it as soon as possible. Believe me, I’m a huge proponent of living a debt-free life. However, it's also important to consider whether you should pay ... Continue Reading
No one should pay more interest for their debt than they absolutely have to. If you can't pay off debt using your existing assets, the next best option is to exchange it for lower interest rates until you can pay it ... Continue Reading
When it comes to saving money, it's critical to shop the best mortgage company for a low-rate mortgage or refinance. A home loan is typically the largest debt you'll ever have, therefore there's a lot at stake--especially ... Continue Reading
There's a lot of confusion about how to get rid of private mortgage insurance or PMI. Many homeowners overpay PMI for years because they don't understand the rules for canceling it. On a $200,000 mortgage your PMI could ... Continue Reading
PRE-ORDER “Money-Smart Solopreneur: A Personal Finance System for Freelancers, Entrepreneurs, and Side-Hustlers"
Laura's new guide shows you what to do, critical mistakes to avoid, and ways to start and build your solo business without taking too much risk.